HomeTag Flat 35

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The Japan Housing Finance Agency announced on February 2 the applicable interest rate for the “Flat 35” (purchase type of mortgage) that would be provided by the financial institution in March. The interest rate for a borrowing period of 21 years or more (in which the buyer pays at least 10% down, with the financial institution financing the rest) now ranges from 1.240% (down 0.040% month-on-month) to 1.870% (down 0.070%). The most frequent rate offered...

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Japan Housing Finance Agency announced on April 4 new mortgage loans by business category for the period April to June 2019. New mortgage loans at major financial institutions during the period amounted to ¥4.8 trillion (up 2.1% year-on-year). The breakdown is highest for domestic banks at ¥3.3 trillion (up 2.4%). Next, “Flat 35 (mortgages)” by the Japan Housing Finance Agency, was ¥524.8 billion (down 3.6%), the Labour Bank organization (similar to a credit union) was...