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For those who have dependents in their family, life insurance is an important part of their financial plan. Without life protection, the untimely death of the primary income earner can devastate a family at the time that they are most vulnerable financially. What many people do not realise is that when you get a mortgage from the bank to buy a piece of real estate, in the majority of cases they will require you to...

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In the run up to the Olympics, many (particularly those that do not yet themselves own real estate in Japan) will tell you that the Tokyo real estate market is “overpriced”. When making an assumption about any price being “high” or “low” you must provide a benchmark or comparison upon which to base your statement. Something can only be “overpriced” if you first understand its fair value. Without an understanding of fair or ‘intrinsic’ value...